Down is Not Very Far

I received some disturbing news recently about someone I know who has depleted all of their savings. It wasn't a surprise; the behavior they've displayed over the last several years was marked by a complete lack of discipline along with a profound and reckless disregard for consequences. A devil-may-care attitude, if you will. Although the … Continue reading Down is Not Very Far

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Playing Catch Up

Recently a former co-worker and I were discussing our respective retirement incomes. She ended one of her emails to me quoting the old adage about money not buying happiness. And she's right, it certainly cannot. But her mentioning this familiar phrase did get me to think about how the choices we make in search of happiness … Continue reading Playing Catch Up